How is the Teachable transaction fee calculated?

The 7.5% fee applies to each course sale's price, before payment-processing fees (typically ~2.9% + $0.30 via the payment processor). So on a $100 course sale, the transaction fee alone is $7.50.

When should I stay on Teachable despite the transaction fee?

Stay if you value Teachable's course-delivery polish, you're already on a 0%-fee higher tier, your sales volume is low enough that the fee costs less than a cheaper platform's monthly price, or you're mid-launch.

Independent resource · Fee structure verified 2026-09-07 from teachable.com/pricing · Not affiliated with Teachable or Systeme.io

Teachable Transaction Fee Calculator: What 7.5% Really Costs You

Q: What is Teachable's transaction fee in 2026?

Teachable charges a 7.5% transaction fee on its Basic plan ($39/month, or $29/month billed annually). Its higher-tier plans (Growth $89/mo, Pro $189/mo) charge 0% transaction fees but cost more per month. Verified from teachable.com/pricing on 2026-09-07.

Teachable's entry plan carries a 7.5% transaction fee on every sale — on top of normal payment processing. At low volume it feels invisible; at real volume it quietly becomes one of your biggest software costs. This calculator shows your actual annual fee, and compares it with the two ways to make it disappear.

Your numbers

Average course price ($) Course sales per month

Teachable Basic plan ($39/mo):

Transaction fees: $0/year

Plus plan cost: $468/year

Total software cost: $468/year

Option A — Teachable Growth ($89/mo): 0% fees, $1,068/year → —

Option B — 0%-fee platform (Systeme.io $17/mo): $204/year → —

How the math works (transparent assumptions)

7.5% transaction fee — Teachable's stated rate on the Basic plan, applied to each sale.
Payment processing is NOT included — every platform passes through processor fees (~2.9% + $0.30 per transaction). This calculator isolates only the platform transaction fee so you compare platforms honestly.
Teachable prices (verified 2026-09-07): Basic $39/mo (or $29/mo billed annually) with 7.5% fee; Growth $89/mo and Pro $189/mo with 0% fee.
Systeme.io price (verified 2026-09-07): $17/mo Startup tier with 0% transaction fee; its free plan also has 0% fees with course limits.

Reading the result: the transaction fee is not "the price of doing business" — it's a specific plan-level choice. Whether escaping it saves money depends entirely on your volume, which is why the calculator compares fee-escape against fee-free plans rather than assuming one is better.

The three ways to remove the fee

Option	Monthly cost	Transaction fee	Best when
Stay on Basic	$39	7.5%	Very low volume — fee costs less than upgrading
Upgrade to Growth	$89	0%	High volume + want to keep Teachable's course polish
Switch to 0%-fee platform	from $17 (Systeme.io)	0%	Volume is meaningful and course features suffice

When you should NOT switch away from Teachable

You're on Growth or Pro already — you pay 0% fees; switching saves the fee that you don't pay.
Your annual transaction fee is smaller than the cheaper platform's annual cost (the calculator shows this crossover).
Teachable's course player, upsell features, or student experience genuinely matter to your brand and sales.
You're mid-launch — never migrate during a launch window.

When switching makes sense: real sales volume (the calculator makes the crossover obvious), price sensitivity, and needs that fit within a simpler course + funnel + email stack. That's the combination where 0% fee platforms win decisively.

Decide with real numbers

Software Cost Calculator — compare your whole tool stack, not just one platform.
Systeme.io vs Teachable — full comparison — features, trade-offs, and who each fits.
What the Systeme.io free plan really includes — the actual limits, honestly stated.

Build My Business Plan →

More free resources: Switching from Kajabi: the real cost math · ClickFunnels pricing worksheet · What software you actually need · All decision tools

FAQ

What is Teachable's transaction fee in 2026? 7.5% on the Basic plan ($39/mo or $29/mo annual). Growth ($89/mo) and Pro ($189/mo) charge 0%. Verified 2026-09-07.

Does the 7.5% fee include payment processing? No — processing (~2.9% + $0.30) is separate and charged by the payment processor on every platform.

When should I stay on Teachable? If you're already on a 0%-fee plan, your fee total is smaller than a cheaper platform's cost, course UX is central to your brand, or you're mid-launch.

Affiliate disclosure: links to systeme.webbistry.com may earn us a commission if you sign up through them, at no cost to you. This does not influence the analysis — including the explicit cases where staying on Teachable is the right call. Fees verified 2026-09-07; confirm current pricing on official pages.